I really like this time of year. Christmas comes as no surprise, so it’s easy to plan for.

I’ve been setting money aside for the extra spending during November and December. I won’t have to stress over maxed-out credit cards in the new year and I’ll even have some money spare to take advantage of the [...]

Ah yes… Christmas. The time of trying your best to please everyone and not really succeeding.

I’m always torn between buying the things my friends and family will really like and actually spending what I can afford. But then if I spend less than everyone else, what will they think of me?

My hot tip for this [...]

Christmas rocks! I just love spending time in the mall, browsing the displays, trying to decide what to buy everyone.

It’s true I do tend to spend a bit much overall, but seeing the smile when I give the gift makes it all worthwhile. I’ll worry about the bank balance in the new year…

My hot tip [...]

Wow! Just six weeks to Christmas…

This time of year can be frustrating. I’ve worked hard since last December to build up my bank account and now I’m expected to spend great chunks of it on other people!

Don’t get me wrong, I enjoy giving gifts. It’s just the whole ‘expectation’ of who should receive presents and [...]