I overheard the parents of my best friend talking about money last night. They were complaining about how much interest they are paying on their credit card.
Seems they used their card to buy stuff when they didn’t have the ready cash to do so. But they loaded so much debt onto the card, they didn’t [...]
@Ashley Stasher
Spending money does not come easily to me, even when it’s virtual cash on Farmville.
When faced with the choice between watching my farm’s bank balance grow and forking out to plough my plot and plant another crop, I felt torn between the two choices. Would my decision be worth it in the long run?
I need [...]
Wow! Just six weeks to Christmas…
This time of year can be frustrating. I’ve worked hard since last December to build up my bank account and now I’m expected to spend great chunks of it on other people!
Don’t get me wrong, I enjoy giving gifts. It’s just the whole ‘expectation’ of who should receive presents and [...]
A concerned parent asked us to comment on this scenario:
My daughter is in her first job and living at home. It’s not highly paid and we agreed a token amount of housekeeping so she could also save something each month. However she’s spending it all on having a good time and is resentful when I [...]
Economical money tip #32
Helping you get your head around money, these tips are thrifty in size: 50 words or less for financial literacy!
Bank money promptly
When cheques arrive in the mail or you receive cash for items sold, get in the habit of banking it as soon as you can. It’s an awful feeling when you [...]
Economical money tip #29
Helping you get your head around money, these tips are thrifty in size: 50 words or less for financial literacy!
Proof-of-purchase filing
Hate trying to keep track of your tiny purchase receipts? Frustrated when an item breaks and you want to return it? Simply put the proof-of-purchase slips into a small zip-lock plastic bag. [...]
Economical money tip #25
Helping you get your head around money, these tips are thrifty in size: 50 words or less for financial literacy!
Prompt reimbursements
Does the boss owe you for overtime, mileage or phone calls? Don’t delay in claiming any money owed to you. That includes income tax refunds too. Keep a note in your diary [...]
Economical money tip #21
Helping you get your head around money, these tips are thrifty in size: 50 words or less for financial literacy!
Make your money work
Is the bank not paying you enough interest for your wealth account? Bank fees eating your savings? How about lending money to cash-strapped friends at a reasonable return? Start your [...]
Economical money tip #17
Helping you get your head around money, these tips are thrifty in size: 50 words or less for financial literacy!
Cash for unwanted items
Money in your pocket is just one benefit of selling those dust-gathering items you never use any more. You also have more space, less stuff on your mind, fewer things [...]
Economical money tip #13
Helping you get your head around money, these tips are thrifty in size: 50 words or less for financial literacy!
Discounted purchases
I’m a bit cheeky with this one - any chance I get when making a purchase I ask for a discount. Especially if I’m buying more than one product or a big-ticket [...]